If you want a brand new phone than the answer will be no. Amazone sell this phone at the roughly the same price. You can look out at a second hand one.
The best suggestions I will give uh is. Uh can try searching this phone that uh mentioned on ebay. Uh might get a brand new open box phone for a lot less price.. give it a try.. that's ur best option
Hi, you have here a better price from ebay UK:
https://www.ebay.co.uk/itm/Apple-iPhone-12-256GB-Schwarz-Black-5G-6-1-A14-Bionic-IOS-Smartphone-A2403-NEU/333823226389?epid=26041724297&hash=item4db96a3215:g:-IsAAOSw4QRf1UZt
You could use a super super low interest or no interest third party website/program. Affirm, easy pay, etc. or just get the mini which is half the price lol. That’s what I did and am fairly happy as it reminds of the older iPhone in size comparison!
There is better deals over various different shopping websites like Amazon, but if you to reduce the price even more you can wait a few more months until the next I phone is dropped so that in depreciates the iPhone 12's value. But be aware that iPhone value depreciation takes a long time.
Also you can either purchase a used iPhone 12 which in any case is cheaper and it may come with a few downsides as no warranty, skeptically wrong descriptions.
Hope this helped you
actually price of apple products at resellers are same as their original price at apple.(may slightly change) but u can try trade in option so that u can buy it for lesser price